Gift Card Offer Terms & Conditions

Last updated: 5 August 2026

From time to time, Safety Nest runs a promotional offer where you can receive a digital gift card as a thank you for completing a no-obligation call with a licensed insurance specialist. These terms set out how that offer works. By claiming the offer, you agree to these terms.

The offer is made by Safety Nest Pty Ltd (ABN 62 679 381 545), a Corporate Authorised Representative (No. 001311268) of Australian Mortgage & Financial Advisers Pty Ltd (AFSL 389206, ABN 26 088 464 939) (Safety Nest, we, us). These terms operate alongside our Terms & Conditions and Privacy Policy.

1. The offer

If you enquire through a Safety Nest page that displays the gift card offer, and you then complete a no-obligation call with a licensed specialist as set out in section 3, we will email you a digital gift card.

The value of the gift card is the amount shown on the page you enquired through (for example $50 or $100). The amount displayed on that page at the time you enquire is the amount that applies to you, regardless of amounts shown elsewhere or at other times.

The gift card is a Prezzee Smart eGift Card, a digital gift card issued by Prezzee. It can be swapped for gift cards at participating retailers. The retailers available, and the number of them, are determined by Prezzee and change from time to time, and your use of the card is subject to Prezzee's own terms. It is delivered by email. No physical card is sent.

If the Prezzee Smart eGift Card is unavailable at the time we send it, we may substitute a digital gift card of the same value from another issuer.

2. Who is eligible

To be eligible you must:

• be an Australian resident aged 18 or over;
• enquire through a Safety Nest page that displays the gift card offer, while the offer is shown on that page;
• provide accurate contact details, including a valid email address, that belong to you; and
• be the person who attends the call.

The offer is limited to one gift card per person, no matter how many enquiries you make or pages you enquire through. The offer is not available to Safety Nest personnel or their immediate families, is not available in conjunction with any other offer, and does not apply to appointments arranged other than through a page displaying the offer.

3. How to earn the gift card

There are three steps:

1. Request your callback. Answer the questions and leave your details on a page displaying the offer.
2. Book your time. Pick a call time on the booking page. Leaving your details alone does not earn the gift card; the call must be booked and completed.
3. Show up and complete the call. Attend at your booked time and take part genuinely in the full conversation with the licensed specialist. A full call usually takes about 30 minutes.

If you need to reschedule, that is fine. The gift card is earned when the rescheduled call is completed. A missed appointment, or a call ended early before it has genuinely covered your situation, does not earn the gift card.

Genuine participation matters. The call earns the gift card only if you take part in good faith: answering the specialist's questions honestly and meaningfully, so they can properly understand your situation. Attending but giving deliberately unhelpful, evasive or nonsense answers, or sitting through the call just to collect the gift card, does not count as completing the call, and we may decline the gift card under section 7.

4. No purchase required

You do not need to take out a policy, or buy anything, to receive the gift card. The call is no obligation, and the gift card is yours whether or not you go ahead with anything afterwards. The gift card is a thank you for your time, and it is not payment for, or conditional on, acquiring any financial product.

5. Delivery

We email the gift card to the email address you provided when you enquired, normally within 30 days of your completed call. If it has not arrived within that time, check your spam or junk folder first, then contact us at [email protected] within 45 days of your call and we will look into it. We are not responsible for delivery failures caused by an incorrect email address or your email provider's filtering, but we will re-send the gift card where we reasonably can.

6. The gift card itself

The gift card is issued by a third party and your use of it is governed by the issuer's terms, including any expiry date and redemption conditions, which are provided with the card. The gift card is not transferable for value, cannot be exchanged for cash, and any unused balance is subject to the issuer's terms. Once the gift card has been delivered to your email address, you are responsible for keeping it secure. We are not responsible for a gift card that is used by someone else after delivery.

7. Fair use and our discretion

We may decline to provide, or may cancel, a gift card where we reasonably believe:

• the eligibility requirements in section 2 have not been met;
• the same person has claimed, or attempted to claim, more than one gift card, including by using different names or contact details;
• the enquiry or booking was not genuine, or the call was not genuinely participated in (for example, answers that were deliberately unhelpful, evasive or not serious); or
• there has been fraud, abuse of the offer, or conduct intended to game it.

8. Changes to and withdrawal of the offer

This is a promotional offer and it is not permanent. We may change the gift card amount, change these terms, or withdraw the offer at any time and without notice. Any change or withdrawal does not affect a gift card you have already earned by completing your call, and the terms and amount that applied when you enquired continue to apply to your claim.

9. General information only

The gift card offer, and anything on the pages promoting it, is general information only. It does not take into account your objectives, financial situation or needs. Any advice you receive on the call is provided by a licensed specialist under the AFSL arrangements described above, and you should consider the relevant disclosure documents, including the Financial Services Guide and any Product Disclosure Statement, before making decisions about life insurance or related products.

10. Privacy

The personal information you provide when claiming the offer is handled in accordance with our Privacy Policy.

11. General

Nothing in these terms excludes, restricts or modifies any consumer guarantee or other right you have under the Australian Consumer Law or any other law that cannot lawfully be excluded. These terms are governed by the laws of Victoria, Australia.

12. Contact

Questions about the offer or these terms: [email protected] or 1300 055 922.